Ive got a mortgage. Everthing gets offset against it. My pension has been moved from high growth option to stable option and some cash. Designed for when close to retirement. Im still 20 years from retirement.

All options for commercial and reisdential property has been moced to zero. Share allocations moved away from usa. Im actually bssed in australia. Weve had a bumonin the last few weeks, just due to the us dollar loaing value. However the aussie dollar is already weak so its just moving back to long term averages.

Yes, inflation xan be a problem but its generally back in normal range here. Oil shock has not had as much of an inflation shock as in the past as were less dependent on it for all energy. I think el nino will be a biggee shock than hormuz.

Where are you getting your definitions from?Do they have a basis in law? I’ve only ever seen private property refer to assets like land or buildings. Ivenever seen a distinction based on owner type. Also personal property is usually based on items that are not mobile, which would include art, irrespective of whether it’s for personal enjoyment or as an investment, whether by a person or a company.

Yee, my point about renting rather than ownership is often due to the ability for technology he tied to the owner and deactivated remotely. So, not transferrable nor true ownership.

Depends on your age and risk profile. Timing the marker doesn’t lead to good gains. But being out of the market doesn’t have a risk of loss. Statistically, you’re better off in the market.

However, if you don’t have liquid savings, get the buffer ready now. If you are looking at changing job, be wary of last-in-first-out. If you are taking on debt, like a mortgage, consider how that will go with a recession.

I don’t disagree, but the concept of ownership is still a legal concept in most countries. Erodin git likely leads to more problems than ignoring it. We’ve moved more and more away from ownership, to renting what we need. That hasn’t been to the benefit of most people. The concept of ownership being eroded more doesn’t help that.

I certainly agree that there is something to be said for wealth redistribution over generations. There are also pieces of art or culture or history that are more important than others.

I agree with the concept of Germany-suing for financial settlement, but if the dealer was the owner, it would seem odd to recover any possessions for humanity rather than a legal owner. Would it be OK if there was no nazi thefts to take important works from the owners just because it’s an important work?

Maybe is a weasel word when they know it isn’t. Also, they are trying to change the definition over time.

Its iterative improvement but with the same risk of hallucinations and the same difficulty in giving it access to sensitive data or sensitive authority and it messes up significantly.

Specifically the Jim Carrey cartoon Ebenezer Scrooge.

Bailing out the ai industry makes no sense. At least banking, it’s about stability of the financial system. The reason a crash is coming is that ai cannot be wedged into every little place, like they hoped. So it’s not too integrated to fail. If it fails, there will be financial fall out. Bailing out the industry won’t fix their problems with profitability. Nor will it be advantageous for the country or the people.

The only reason they would, is due to industry pressure, investor pressure, or corruption. A bail out would send a market signal that undermines the free market. Ideas and businesses are meant to fail if they are not sustainable. So, it would offer no short term gains for the majority and long term damage for the investor class.

I used to be less worried about the rug pull as so much money was from private equity and from companies. However, with the launch of SpaceX and soon OpenAI and anthropic, as well as those companies being shoehorned into index finds, they are trying to transfer the bag. Let’s hope it pops before that happens.

I’m excited for Richard Ayoade. He’s just the right amount of awkward and silly, but intelligent. It will be fun to see him fail and succeed.

That’s a problem that precedes llms. There used to be information online but it was normally informed. Since the social web, blogs, reviews, business reviews, Google reviews etc etc are packed so full of junk and nonsense that they are unhelpful.

The hope of the internet was to make information available to all. Spread ideas. Instead we as a species spread vapid half thoughts that drowns out the useful. LLMs are an extension of that and likely will make it much worse. But they can also be used to filter it.

The question is who decides which data is accurate and how do we verify that with these black boxes that are poorly understood by most of us.

Curating your own interests involves some aapect of information seeking. Llms can be used for that. It’s not a case that anyone should trust ai to make a decision. It’s that ai can help surface information to allow them to make a decision. The problem is too many people are letting the ai make a decision for them, or using it instead of other information that is better.

Unless there are community based information sources. Adblock works mainly by blacklisting. Foss agents could use a combination of blacklisting and whitelisting in the same way. Yes, it takes effort, but spread over a community, it’s minimal. In the days before internet, it meant buying a magazine or newspaper. There has always been a certain amount of effort to find reviews, other than word of mouth, which will continue.

Yes, with openai, or Google. That’s why I hope we can move more to FOSS agents. Currently, big tech uses our data against us to try and manipulate us.

With big data processing being more available, things like price checking and review checking can be automated. The problem is its always cat and mouse. Browser extensions started by finding you discount codes and automatically entering them. Then they started to mine your data and swap referral codes to theirs as they enshittified.

LLM’s are here to stay nut they are not groundbreaking in the way businesses hope, replacing workers. They are useful in replacing tasks. They are just not consistently good at those tasks. They shift the cognitive effort in many cases. Well, we should use them to shift the effort back onto corporations.

I hope my ai agent can learn what I like and give me suitable recommendations based on that.

Part if why ai is so overvalued is companies don’t value my time. Slop won’t fix that. I’m hooeful that ai agents allow us to filter out the junk we don’t want. No more waiting on hold. No made searching online for deals and product reviews. Just agents parsing data that we want.

For entertainment, there was a shift when we moved from broadcast to digital as we could binge and not miss episodes. The rise of reality TV muddied the waters of quality and was the equivalent of ai slop. However those that preferred, avoided it.

Of course that won’t be automatic. We’re going to need open models, open training data and a great FOSS ecosystem around personal agents. We also need to make sure that the means of compute don’t fall out of people’s hands.

Lol, all the USA exports is junk. Social media that’s bad for us. Food that’s bad for us. Drinks that are bad for us. On an individual and societal level.

Their shows are good, but it’s a really limited selection. It’s not a primary service to replace something like Netflix, with a huge (but shrinking) range of shows and movies that they didn’t make.

He wanted it to be forced as a purchase for all the index funds and passive investors. He knows he couldn’t sell it to willing investors.

Double D Dolly?

Presumably, this will mean those who want graphene os as their main reason to purchase a pixel will instead choose a moto. Its good that there is.now.amoyher option, but it just highlights how important it is to support morenthan one option.

And the more digital it becomes, the more likely there is a hidden kill switch or back door.