That’s what I want and have been saying in other comments. If the government stops backing these loans and the loans need to make actual sense, they would be much smaller. And when the loans are smaller the colleges have to trim the bloated administration so it becomes affordable again, ideally to the point where some people can work while going to school and cash flow it, if they get a decent enough job… or save up during high school.

Do that and they fix the problem for all the new people and loan forgiveness or not, it will all work itself out in time.