I've had a character like that. Was a skilled herbalist, discovered weed somewhere, grew tons of ganja and only went on adventures from autumn until spring because the summers were short and precious where he lived. Thus he spent all sunny days being high as a kite in a hammock at the homestead he built.

"Chill, fate. It's August soon enough!"

Hits blunt

I'd link the relative TVTropes pages, but I'd feel guilty about your missed sleep

Nothing against the people in the original meme, but your title would be an amazing name for this trope. Well done

Star Wars A New Hope is a great example of all the standard tropes. The Refusal Of The Call is when Obi-Wan gets the message from Leia, and Luke makes up excuses for why he can't go. After that, they head back, only to find the destroyed Sand Crawler, and Luke has his Death Of Innocence moment when he finds the bodies of Uncle Owen and Aunt Beru.

Is there a trope for roughing up the person giving the call, and then all Hell breaks loose?

Asking for a friend. That bastard. :P

Just go hangout in a whale for a while. Maybe they'll give up.

"Beware of the chicken" is a story built around this premise.

The first chapter is a guy that gets isekai'ed into a cultivator, thinks about all the training, fighting, politicking, tribulation of the gods that would bring, and says "Nope! I'm going to find the safest, most boring place in the land and build a farm".

And he does, there's nothing forcing adventuring on him.

Yet it's an interesting read, it was one of the highest rated stories on Royal Road and has been picked up by Amazon Kindle recently.