• linearchaos@lemmy.world
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    1 year ago

    Pretty much just gone back to a spreadsheet.

    insights about spending up and down per category and automatic categorization was pretty nice.

    Budget targets were nice.

    I’ve been meaning to look around for something self hosted or FOSS.

      • ioslife@lemmy.sdf.org
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        1 year ago

        It’s awesome. I recommend not linking bank accounts anyways and doing all transactions manually. Helps with keeping track with your budget better, imo.

        • Goronmon@kbin.social
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          1 year ago

          Problem is when you procrastinate because manually importing transactions and correcting them is just annoying enough to make it a hassle. Then the transaction batch gets too large and you can’t remember details anymore so you give up and don’t track your budget at all.

          That’s been my experience in the past at least.

          • whynotzoidberg@lemmy.world
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            1 year ago

            This. I went back to my XLS because it’s much easier to manage and massage the data.

            I did like some parts of Actual Budget, and incorporated them into my spreadsheet.

    • Dave@lemmy.nz
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      1 year ago

      I use a spreadsheet. I have a macro for categorisation but you could probably do it with vlookup instead.

      I like using a spread sheet because I’m not locked in to anything, and neither is my data.

        • Dave@lemmy.nz
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          1 year ago

          I have my spread sheet set up just how I want it, based on what I am looking for in a money management tool. I’ve come to accept that no other tool will do what I want as well as the thing I set up myself.

            • Dave@lemmy.nz
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              1 year ago

              Each month I download a spreadsheet of transactions from my bank’s website. I only manually set categories for things not previously seen.

      • Spastickyle@lemmy.world
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        1 year ago

        I also have a robust spreadsheet that has enough VLOOKUPs to choke a supercomputer. Mint was just an aggregate for all my financial institutions that I could then export from the site and into my spreadsheet. I’m willing to pay for this aggregate service, just not a lot.

        • Dave@lemmy.nz
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          1 year ago

          I can export spread sheets from my bank website and then have them automatically processed. I do it once a month, and it’s only a couple of minutes to do. I can understand the appeal of an aggregate service but I don’t find it helpful in my case.