Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

  • Kruggles88@lemmy.world
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    11 months ago

    A credit card is a spending tool, not a debt tool. If you buy things with a CC that you can’t pay for right away you are doing it wrong.

    Get a cashback $0 fee card and use it for everything you need and nothing you want.

    • lightnsfw@reddthat.com
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      11 months ago

      When I started out my limit was less than I made in a month and I paid for everything with it. That was hard to fuck up and helped me build good spending habits. Currently I have one that is about 2x my monthly salary that I use for larger purchases but still the concept remains similar.