• skyspydude1@lemmy.world
    link
    fedilink
    arrow-up
    2
    ·
    8 months ago

    I’ve noticed that some insurers give insane “fuck you” quotes for no reason. I had Progressive under my parents since I started driving, and when I got my own insurance, it was around $500/6 months through them. I wanted to get other quotes from some other insurers and the rates were absolutely insane by comparison. Like, $500-800 PER MONTH. I have no idea why they were so much more. I know there are loyalty discounts and such, but I don’t think they’re going to be ~85%.

    • Trainguyrom@reddthat.com
      link
      fedilink
      English
      arrow-up
      2
      ·
      8 months ago

      Car insurance generally hates young adults. I paid through the nose for 6 months of crap insurance through progressive than immediately jumped to a broker who got me a lower rate on better coverage (and actually knew what the right amount of coverage was) and they’ve consistently got me more coverage for a lower rate ever since. Granted some of that probably comes from my aging out of that high risk 18-25 bracket but still

      • skyspydude1@lemmy.world
        link
        fedilink
        arrow-up
        2
        ·
        8 months ago

        I totally get that, but what I don’t understand is why Progressive was so reasonable compared to literally everyone else for literally identical coverage. It’s like for whatever reason they were the only ones who didn’t care I was in that <25 age bracket.