I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process.
I know there are a ton of others out there, so let’s post our favorites and a short explanation of what makes them great.
I just use Excel, but I also don’t track my spending at a very detailed level. I have a budget for the month, and I sort of adjust my spending as I go to make sure I meet that budget.