• 15 Posts
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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • I’ve read over 50 books since the start of the year. I only buy a book after I’ve read it 2-3 times. How? Sign up at your local library! (And keep signing up wherever you can get proof of residence; I’ve managed to collect 4 library cards.) And then find whatever system they have for borrowing e-books (mine work well with Libby). I’ve found that I almost never lack for books. A kindle or e-reader could be a good investment to limit screen time; you can download library e books onto them auite often.

    Browsing the physical library is more fun than browsing online for books. Just pick the covers you like, check if the summary sounds fun, and give it a shot. Never feel guilty if you don’t read a book you checked out or put a hold on. Sometimes it just doesn’t sound as good two days later.





  • mapikito196@lemmy.blahaj.zoneDoomscrolling rule
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    8 months ago

    Thanks. I’ve been very angry out of a feeling of complete helplessness. I’m reading a book about data bias in relation to gender (invisible women) and it’s hitting a lot of sore points that come up being in an office that’s 10% female… There’s four of us.




    1. A house is not an asset if it’s the one place you can live cost-free in retirement.
    2. We all pay into the system with our taxes - including someone who earned enough to afford a home. Why should anyone not benefit from the taxes they paid?
    3. Anyone can be sick and in long-term care as they age, including ourselves. As we age, we may not be able to keep working. Those costs add up fast in our healthcare system. And we don’t get to make those choices up front for ourselves or our families. The bills come months if not years later. No one says what you owe until it’s too late. Why should anyone pay a cost they weren’t told would be coming?

    I can’t argue that the way the US provides many services based off wealth is fair - I believe we should have a universal system that we all benefit from. Why should someone making less than me get better services than me because my job offers worse insurance than they get? We should all benefit.

    But, if the choice is that no one benefits or that of our current system. I’ll choose our current system. Because I don’t know if I’ll be the one on the other side 40 years from now.







  • mapikitoYNAB@lemmy.worldA Very Specific Situation
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    1 year ago
    1. Do you expect her to ever pay you back? Does it impact your friendship? If she’s been unable to pay you back previously, then I would be careful about including the amount she owes you in your budget. It might be best to simply let it go or let it be a happy surprise if she does ever pay you back.

    2a. If this is a lease - by my understanding, you don’t own the car in any way and never will. It’s simply a monthly payment on its own and at the end of the lease you return the car? So I would just set a monthly category. 2b. If you mean it’s a loan and eventually you’ll own the car, then I would create a loan category and find out the terms (interest, minimum payment, ability/consequences to pay off early) and do exactly what you are thinking.

    1. For the portion she owes you, I’d simply create yet another category if you do want to track it.

    Final bit of wisdom, friends/family and owing money is never a great way to keep a relationship healthy. Most people with the ability to pay a loan back have many options to go to banks and credit unions. If they’re asking friends/family, I would expect either they’re struggling financially (not to discount circumstances where they are unable to interact with the financial system… Language, age, citizenship, etc.). Don’t loan money - just gift it. If you aren’t comfortable with that set boundaries and say no. You deserve better.